by: Donald Chambers
Nowadays both business and home computer users need to be aware of how to protect themselves from attack by computer viruses, spyware, malware, and fraudulent attempts to steal personal identity and financial data. Computers should always have up-to-date antivirus and other security programs installed, and all users should be familiar with those steps which are needed to protect personal identity when using the Internet.
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Keyloggers are a particular type of spyware, which usually will attempt to steal a person's user ID and password, when they log on to a particular website. Any good anti-malware or anti-spyware software should include a keylogger scanner, which would detect the presence of that program and remove it. I will also be introducing a high quality virus, adware and spyware software that speed up my PC significantly.
Those who use personal computers, whether at home or work, should understand the need to protect their computer from attack by computer viruses, spyware and malware. These programs can cause a lot of damage and inconvenience.
The authors of the very first computer viruses seemed to have been mainly interested in showing how clever they were, but modern virus and spyware infections are often designed and distributed for criminal purposes. Criminal gangs often use these infections to gain control of very large networks (millions of home computers in some cases), which they use for various illegal purposes. Often the networks are hired out to those who wish to distribute large quantities of e-mail spam.
Criminals also use virus, spyware and malware infections to attempt to steal people's personal identity, and therefore to gain access to their bank accounts. Keyloggers are often an element in these infections: they detect the user's ID and password when they are connecting to their online bank.
The user's ID and password can then be used fraudulently to steal money from the bank account. Users of online banks should be cautious about frauds of this type. Always follow the security advice provided on the security page of your online bank's website.
The so-called "phishing" attack occurs when fraudsters use e-mail or telephone calls to impersonate bank staff, and to trick customers into revealing their account details and password.
The best protection requires computers to have up-to-date antivirus and other security programs (anti-spyware, anti-malware) installed. These should also be configured to run regularly, preferably once per day. Keyloggers attempt to steal IDs and passwords when users are connecting to online services. The ability to detect and remove these scanners should be included in any good anti-spyware system. I am glad that all the spyware, adware and Trojan viruses on my computer are all gone now all thanks high quality software which I downloaded.
